Receiving money internationally to a First Abu Dhabi Bank (FAB) account? You’ll need the correct SWIFT/BIC and the recipient’s IBAN to help the transfer reach the right account.
FAB SWIFT/BIC Code
NBADAEAAXXX
FAB’s official help page lists NBADAEAAXXX. The 8-character form, NBADAEAA, is the corresponding base BIC. If your sender’s bank requires 11 characters, use the 11-character code. When in doubt, confirm the required details with FAB before sending a large or time-sensitive payment.
FAB SWIFT Codes by Branch and Emirate
| SWIFT Code | Branch/Department Name | Emirate and Address |
|---|---|---|
|
EBILAEADXXX
|
Head Office |
Baniyas Road, Deira, Dubai |
|
EBILAEADDMB |
Dubai Main Branch |
ENBD GHO Building, Baniyas Road, Deira, Dubai |
|
EBILAEADJUM |
Jumeirah Branch |
Al Wasl Road, Jumeirah, Dubai |
|
EBILAEADAMR |
Al Maktoum Road Branch |
Al Maktoum Road (Clock Tower), Deira, Dubai |
|
EBILAEADBSQ |
Baniyas Square Branch |
Baniyas Street, Beniyas Square, Deira, Dubai |
|
EBILAEADSUK |
Al Souk Branch |
Al Falah Road, Al Souk Al Kabeer, Dubai |
|
EBILAEADGAL |
Galleria Branch |
Hyatt Regency Hotel, Corniche Road, Deira, Dubai |
|
EBILAEADADB |
Abu Dhabi Main Branch |
Abu Dhabi city |
|
EBILAEADSAT |
Satwa Branch |
Al Badaa St, Al Satwa Rd, Al Satwa, Dubai |
|
EBILAEADQID |
Qiyadah Branch |
Al Ittihad Rd, Next to Dubai Police HQ, Al Qiyadah, Dubai |
|
EBILAEADKAM |
Karama Branch |
Za’abeel Road, Near General Post Office, Al Karama, Dubai |
|
EBILAEADJAZ |
Jebel Ali Branch |
Jebel Ali Free Zone, Jebel Ali, Dubai |
|
EBILAEADBTA |
Bander Taleb Branch |
Baniyas Street, Deira, Dubai |
|
EBILAEADSEC |
Emirates NBD Securities |
Standard Chartered Tower, Downtown Dubai |
|
EBILAEADFIN |
Finance Department |
ENBD Group Head Office, Baniyas Road, Deira, Dubai |
|
EBILAEADTFS |
Trade Finance Services |
ENBD Group Head Office, Baniyas Street, Deira, Dubai |
If you’re sending an international transfer to a specific FAB branch, use the table below to check whether a branch-specific SWIFT/BIC is listed.
The table separates the bank’s main SWIFT/BIC from branch-specific entries. Check the code with FAB or your sending bank before using it for a large, urgent, or important payment.
Understanding the FAB SWIFT Code
FAB’s SWIFT/BIC has an 8-character base format and an 11-character version. Here’s what each part represents:
NBAD
Bank identifier associated with National Bank of Abu Dhabi, FAB’s predecessor
AE
Country code for the United Arab Emirates
AD
Location code within the SWIFT/BIC
XXX
Branch identifier. In an 11-character BIC, the final three characters identify a branch or office. XXX is commonly used to indicate the primary or head-office BIC when no specific branch identifier is included.
Which FAB SWIFT Code Should You Use?
If you can’t find your branch in the table, don’t guess a branch suffix or assume that an unlisted branch uses a particular code. Confirm with FAB if your branch or department appears to have a separate code.
Important: Don’t assume that a branch-specific code is optional, faster, or interchangeable with the head-office code unless FAB confirms it. If the bank provides a specific code for your transaction, use that instruction.
If you cannot confirm the correct code, contact FAB through its official website before sending the money.
How to Receive an International Transfer Into Your FAB Account
To receive money from abroad into your First Abu Dhabi Bank (FAB) account, give the sender your correct SWIFT/BIC, IBAN, and beneficiary details. The exact information required may vary depending on the sending bank and country.
Details to Give the Sender/ Sample International Transfer Form
Use this checklist to share your banking details accurately:
| Bank Detail | Information |
|---|---|
|
Bank Name |
Emirates NBD Bank PJSC |
|
Bank Headquarters |
Baniyas Road, Deira, P.O. Box 777 Dubai, UAE |
|
SWIFT/BIC (8 characters) |
EBILAEAD |
|
SWIFT/BIC (11 characters) |
EBILAEADXXX |
|
UAE IBAN |
23 characters, beginning with AE |
|
Routing Code |
302620122 |
|
Contact Number/Helpline |
+971 600 540000 |
Important: Copy your IBAN and account name directly from FAB Online Banking, the FAB Mobile app, or an official account statement. Don’t construct your IBAN manually or rely on memory.
Step-by-Step: Receiving Money From Abroad
- Open FAB Online Banking or the FAB Mobile app. Find your account details.
- Copy your IBAN. Make sure you copy the entire 23-character number, including the AE prefix.
- Check your registered account name. Give the sender the name exactly as it appears in your FAB records.
- Share the SWIFT/BIC and bank details. Use FAB’s current instructions and the code format accepted by the sending bank.
- Ask the sender to review the transfer. They should confirm the beneficiary details, currency, exchange rate, and fees before submitting.
- Keep the transfer confirmation. The sender should save the receipt and payment reference.
- Track the payment if necessary. If the transfer is delayed, ask the sender to contact their bank and request a trace. A UETR or MT103 copy may help identify the payment, depending on the transfer and bank.
Copy-and-Send FAB Transfer Details
Need to send your FAB banking details to someone abroad? Copy the template below, replace the placeholders with your own information, and share it with the sender.
International Transfer Details
Bank name: First Abu Dhabi Bank (FAB)
Beneficiary name: [Your full name as registered with FAB]
SWIFT/BIC: NBADAEAAXXX
IBAN: [Your complete 23-character UAE IBAN]
Bank country: United Arab Emirates
If the sender’s form requests additional details—such as a bank address, beneficiary address, payment purpose, or branch-specific code—confirm what is required rather than guessing.
The IBAN is one of the most important details in this template. Here’s how the 23-character UAE IBAN is structured and what each part means.
SWIFT vs BIC vs IBAN vs Routing Number
International transfer forms often use different banking terms. Here’s what each one means:
| Term | What it identifies | Purpose |
|---|---|---|
|
SWIFT/BIC |
The receiving bank |
Identifies a bank in international payment instructions |
|
IBAN |
The bank account |
Identifies the beneficiary’s account |
|
Routing number |
A bank or payment-routing institution in a particular system |
Used in certain domestic payment systems, such as the US |
FAB International Transfer Fees, Limits, and Processing Times
Before sending money to or from First Abu Dhabi Bank (FAB), check the transfer fees, exchange rate, and expected processing time. These can vary depending on the sending bank, currency, transfer method, and destination.
How Long Does a FAB International Transfer Take?
International transfer processing times vary. Factors that can affect arrival include:
- The sending bank’s processing time and cut-off hours
- Weekends and public holidays in either country
- Currency and transfer route
- Intermediary or correspondent banks
- Additional compliance or payment checks
- Incorrect or incomplete beneficiary details
A transfer submitted after a bank’s cut-off time may not begin processing until the next business day.
If a payment is delayed, ask the sender to check its status with the sending bank. They should retain the payment receipt and request a payment trace if necessary.
Transfer Mistakes That Can Cause Delays
Before the sender confirms the payment, check the following:
- Incorrect IBAN: Copy the complete UAE IBAN from FAB rather than retyping it.
- Beneficiary name mismatch: Use the name registered with the FAB account.
- Wrong SWIFT/BIC format: Confirm whether the sending bank requires 8 or 11 characters.
- Unverified branch code: Don’t use a branch-specific code found online unless it has been confirmed.
- Old beneficiary details: Review saved payment information before reusing it.
- Incorrect currency or payment purpose: Check the sender’s form and bank instructions.
- Missing required information: Ask the sending bank or FAB how to complete any unfamiliar mandatory field.
Where to Confirm FAB's Current Fees and Limits
For the latest incoming and outgoing transfer fees, account-specific limits, and processing requirements, consult FAB’s official channels:
- FAB official website and contact information
- FAB Mobile Banking
- FAB Online Banking
- FAB’s current fee and tariff documents
You can contact FAB Customer Care at 600 52 5500 within the UAE or +971 2 681 1511 from abroad. Confirm the applicable charges and transfer requirements before proceeding.
FAB SWIFT Code FAQs
Why are there two SWIFT codes associated with FAB: NBADAEAA and FGBMAEAA?
First Abu Dhabi Bank (FAB) was formed in 2017 through the merger of National Bank of Abu Dhabi (NBAD) and First Gulf Bank (FGBM). Some old directories might still show FGBMAEAA as it’s swift code but FAB’s current Help and Support page lists NBADAEAAXXX as its SWIFT code.
Can I use NBADAEAA instead of NBADAEAAXXX?
NBADAEAA is the 8-character version, while NBADAEAAXXX is the 11-character version. They share the same first eight characters, with XXX added to the longer format as some payment forms accept an 8-character BIC, while others require 11 characters.
Do I need to provide the Dubai branch address for a FAB transfer?
Not necessarily. The sending bank may ask for the beneficiary bank’s address, but the required details depend on its transfer form and payment instructions. If an address is requested, use the address provided in FAB’s official transfer instructions or confirmed by the bank.
Is SWIFT the Same as BIC?
Yes. SWIFT code and BIC (Bank Identifier Code) generally refer to the same bank identifier. Confirm which format the sending bank requires.
What does “XXX” mean at the end of a SWIFT code?
The first eight identify the institution and its location; the final three characters in an 11-character swift can identify a branch or unit. In NBADAEAAXXX, XXX is commonly associated with the head office while other branches and departments have their own suffixes.
What is FAB’s customer care phone number?
You can contact First Abu Dhabi Bank (FAB) using these customer service numbers:
- Within the UAE: 600 52 5500
- From outside the UAE: +971 2 681 1511
Check FAB’s official Contact Us page for the latest contact details and service-specific numbers.